For instance, you could create an “ultra-short-term” bucket that includes your checking account and emergency savings that ...

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For example, if you have outstanding invoices totaling $5,300 that you expect to be paid in 30 days, you know approximately what your cash flow will look like for one credit card billing cycle.

Those who believe "cash is king" stick to short-term investments and savings so they can access their cash quickly. Here are the pros and cons of that mindset.