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Our Achieve Debt Relief review covers its services, benefits, drawbacks, and user experiences in 2025. Find out if it's right for you.

You must have at least $10,000 in debt to work with Pacific Debt Relief, while Freedom Debt Relief requires $7,500. The average time of completion with Pacific is 24-48 months.

On the plus side, up to $750 of monthly Social Security benefits are protected. Some student debt relief scams are just a shakedown for cash from people who are having trouble paying their bills.