I was excited to put my spending under a budgeting microscope. Now I have to figure out how to stop obsessing over it.

In this post, you’ll learn how to use SMART goal setting to make real progress toward your long-term goals, and you’ll get access to a free downloadable SMART goals worksheet in PDF format to help you ...

Google Sheets offers premade templates that are ready to use. You can build a budget from scratch. It's free and integrates with most bank accounts. Budgeting doesn't have to be complicated -- or ...

Use NerdWallet's free template to make a budget that aligns with the 50/30/20 spending rule. A budget can show you where your money is going so you can make changes if needed.

If you have Microsoft Office, consider Microsoft Excel's suite of budgeting templates designed to fit many different needs, ...

You can create your own budget spreadsheet or use an existing template, which gives you more flexibility to meet your personal needs. After a free 30-day trial, Tiller is $79 a year.

Budgeting can feel overwhelming, especially if you’ve never done it before. But it doesn’t have to. Follow these steps to create a budget that will help you accomplish your financial goals — and then ...

Related: The best ways to save money & earn travel rewards for kids YNAB (You Need A budget) YNAB, one of the most popular personal finance apps, follows the principle that every dollar needs a job.

Focus on managing your budget, not creating a spreadsheet to do so. For a great start, check out these best Excel budget templates for most any type of budget.