Where are you on your gen AI journey? This guide by CNET's experts will point you in the right direction. Jon Skillings is an editorial director at CNET, where he's worked since 2000. A born browser ...

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Next, budget for goals like a home, vacation or car Next, it’s time to pay off debt with lower interest rates like student loans or a mortgage and contribute more to retirement accounts.

Building a middle-class budget starts with knowing what being “middle class” means in your life. Is it a fulfilling job? A flush bank account? Advanced degrees? Owning a home? A well-funded ...

Also, list your income and savings goals. This budget will be your guide as you trim your expenses. Start with a budgeting calculator, and then move to determining the right strategy for your family.

Create a robust Excel budget spreadsheet to forecast expenses, analyze scenarios, and enhance financial planning accuracy.

Creating a family budget can help your household pay down debt, relieve stress, reach your financial goals faster and feel more financially secure.

Learn how to use ChatGPT to create a personalized, effective budget planner.