Ready to consolidate your debt? Not so fast. Do these things first to improve your chances of getting real relief.

By taking the other route, and paying off your credit-card debt with $30,000 from your investments, you would forfeit around ...

What's the best consumer option for paying down credit card debt? The answer is steeped in irony and may surprise you.

Here’s the brutal truth: You can’t live your niece’s life for her.

In other words, if you have a $1,000 credit card balance, you’d need to redeem 100,000 points to fully pay the bill. This is a fine way to pay your credit card bill.

Paying off credit card debt with a personal loan may not be right for you if you’re overwhelmed by debt Before you use a personal loan to pay off debt, review your spending habits ...

Your fear of becoming your boyfriend's unwilling financial planner is totally legitimate. That is a dynamic many couples fall into if one is better at handling money than the other, said Lisa Marie ...

I always pay off my credit cards in full — except on a 0% APR card that I'm using to finance a purchase. But even then, I have a plan on what I need to pay each month to ensure I have no balance ...

These cards may not offer the longest introductory 0% APR periods (see Select's list of best balance transfer cards if you prefer to maximize the amount of time you have to pay off your debt ...

Summer is underway, and you may be planning a warm weather getaway that won’t break the bank. Whether you’re jetting off to a ...

Lenders determine a credit limit through several factors, including the prospective borrower’s credit history, perceived ability to pay (based largely on income) and the nature of current ...

A balance transfer can help you avoid interest charges temporarily while you try to pay your credit card debt, but you may need more time to pay down your balance. If you’ve reached the end of a ...