New research points to the equal-installments strategy as the ideal for making the mandatory withdrawals. A lump-sum approach ...

A 401 (k) is the most popular type of retirement account, but it's not the only option available. Others, like individual ...

The individual 401(k) beats the SEP IRA for the maximum plan contribution regardless of your net earnings—unless you're a very high earner. For sole proprietors living in states with high income ...

When business owners think about 401(k) plans, they often view them as an employee perk—one of those benefits you consider ...

Understand the consequences of withdrawing money from a 401(k) or IRA retirement account for emergencies and create a plan to ...

Check out a solo 401(k), which offers similar tax benefits to an employer-sponsored 401(k), plus you can sock away almost 10 times more per year than in an individual retirement account (IRA).

Thinking about changing jobs? New data reveals that many employees leave money in old 401(k) plans, often unaware of the fees ...

A major part of retirement planning is choosing which type(s) of retirement accounts you want to use to hold your savings and investments. If you're self-employed, either a solo 401(k) plan or ...

Tens of millions of Americans are unable to save for retirement through their jobs. "That's not a gap — it's a crisis," one ...

A solo 401(k) is a retirement plan for business owners with no employees. The plan comes with much higher contribution limits than an employer-sponsored 401(k). You're still eligible to open a ...

Solo 401(k)s and SEP IRAs offer growth capabilities and tax advantages for retirement savings. The main difference between SEP IRAs and solo 401(k)s is eligibility and benefits.