You'll have the best chance of staying comfortable in retirement if you have other sources of income to supplement your Social Security benefits.

Economists Mark Warshawsky and Gaobo Pang, after conducting new research, published a study that found the 4% rule has significant failure rates at advanced ages and provides the lowest levels of ...

Be aware of early withdrawal fees. If you withdrew $10,000 you could pay 5% or $500, which applies to the entire annuity ...

When considering where to put your money for retirement, you may have to choose between an IRA and an annuity. These ...

During your working years, you've probably set aside funds in retirement accounts such as IRAs, 401(k)s, or other workplace savings plans, as well as in taxable accounts. Your challenge during ...

On average, the optimal portfolio, which is rebalanced monthly, produces 50% more retirement wealth than a balanced fund and 39% more than a TDF. And this extra wealth translates into higher ...

It’s possible to claim early and reinvest for better returns, but it requires significant risk, David Blanchett finds.

Annuities are an effective tool for individuals seeking to secure their financial future. After all, they provide a steady ...

A $5.9 billion pension liabilities transfer Verizon made last year to Prudential and RGA is at the center of the latest ...

Again, with the 60/40 portfolio mix example, taking the mix to 60% stocks, 20% bonds and 20% MYGA helps reduce market risk ...

The reason that complicated financial contracts like annuities come with look-back periods, otherwise known as "free look" time frames, where you can get out of the contract without repercussions, is ...