New research points to the equal-installments strategy as the ideal for making the mandatory withdrawals. A lump-sum approach ...

An IRA transfer is the act of moving funds from an individual retirement account (IRA) to a retirement account, brokerage account, or bank account.

Retirement expert Denise Appleby shares common pitfalls and real-life examples for IRAs, required minimum distributions, and ...

An individual retirement account (IRA) is a tax-friendly savings account that lets investors save for retirement. There are a few types of IRAs like traditional, Roth, SEP, and Simple IRAs.

Another strategy is to transfer your 401 (k) to an Individual Retirement Account (IRA). This option provides you with potentially greater control and a wider array of investment choices.

When you move money from one retirement account to another, there’s a potential to trigger a tax consequence. One way to avoid trigger that tax event is by setting up a direct IRA transfer. This ...

Unlock the secrets to successful Simple IRA transfers – understand essential rules, avoid pitfalls, and optimize tax benefits. Dive in for expert insights!

The Secure 2.0 Act, passed in December, contains more than 90 provisions affecting retirement-savings plans, such as individual retirement accounts and 401(k) workplace plans. Only some changes ...

Changing jobs can be an exciting adventure -- whether it's for a better salary, due to a relocation or for professional growth. That said, if you change jobs near retirement, there are a slew of ...

There are two main ways to move money from a traditional thrift savings plan (TSP) account to a Roth individual retirement account (Roth IRA). You can instruct the TSP to transfer your funds ...

As part of the agreement, Ascensus will take on the responsibilities of recordkeeping and client servicing for Vanguard’s existing SIMPLE, Multi-SEP and individual 401 (k) retirement plans, thereby ...