When it comes to financial literacy and education, Dave Ramsey knows what he is talking about. After creating several highly ...

To be perfectly clear, you can still get a mortgage if you have a car payment, student loan payment, and/or credit card payments. But depending on how much you're required to pay each month, they can ...

Your credit score is certainly a big factor in mortgage approval. But it isn't the only one. Read on to learn other reasons ...

What is a debt-to-income ratio? Your debt-to-income ratio, also referred to as DTI, is a numerical representation of how much ...

Improving your credit score, increasing your down payment, buying points and negotiating your rate can help you save money on ...

“It has a very high interest rate, and it compounds really fast.” Mortgage debt could be good for a retiree, at least in theory. Many older Americans refinanced mortgages in recent ...

That's because home equity can be used to consolidate debt. You take out a home equity loan, cashout refinance or home equity ...

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As more Australians enter retirement with a mortgage, decisions about the family home become crucial. What are your options?

Lenders look at two different debt metrics when deciding to ... the best way to get a good estimate is to use our mortgage calculator to determine your expected monthly housing payment, add ...