However, there are some factors that aren't quite so obvious, and one is your other debts such as auto loans and credit cards. To be perfectly clear, you can still get a mortgage if you have a car ...

About 36% of homeowners still have a mortgage when they retire, up from 23% a decade ago. This increase in mortgage debt is ...

A historically large share of retirees have credit card debt, recent reports show, a sign of financial instability that ...

“It has a very high interest rate, and it compounds really fast.” Mortgage debt could be good for a retiree, at least in theory. Many older Americans refinanced mortgages in recent ...

What is a debt-to-income ratio? Your debt-to-income ratio, also referred to as DTI, is a numerical representation of how much ...

There are better ways to profit off our real estate boom and that’s by owning it in a form that allows you to actually cash ...

The average American consumer has a 717 credit score, according to FICO data. A FICO Score ranges from 300 to 850, with ...

Bernadette Joy's pursuit of the American dream left her drowning in student loans, car payments and mortgage debt. In a new book, she explains how she paid down a six-figure debt in three years.

Include debt such as monthly mortgage payments (or rent), real estate ... with the terms you can get on closing day. Is now a good time to lock in a mortgage rate? Locking in a mortgage rate ...

The housing market in 2025 is shaping up to be a promising yet competitive landscape for first-time homebuyers After years of ...

Most FHA mortgage lenders require a debt-to-income ratio of 43% or lower ... this cost may be cheaper if you have a good credit score, and it can be removed once you have enough equity in your ...