Use NerdWallet's free template to make a budget that aligns with the 50/30/20 spending rule. A budget can show you where your money is going so you can make changes if needed.

Our free Budget Planner spreadsheet is both downloadable and printable. 3. Got an overspend? We've got a number of simple steps to reduce your spending, including pain-free savings – cut bills without ...

How to budget your money A budgeting plan is critical if you want to stay on top of bills, pay off debts , or save for the future, and there are several ways to go about it.