I'm 63 and totally disabled. My wife owns and operates a family business on a property that we own with no mortgage. Our plan ...

(Withdrawals from Roth IRAs are not required ... Owners of a traditional individual retirement account (IRA) or tax-deferred retirement account must take required minimum distributions (RMDs ...

Including a Roth IRA in your estate plan has clear tax advantages, which can be passed along to your heirs for years to come.

They must pay twice - their high New Jersey taxes and private school tuition. Many can't afford it and so especially poor and even middle-class students are trapped in a system that will now ...

Many advisors turn to the 4% rule as a guideline. Developed by a financial advisor in the 1990s, this rule suggests that retirees can safely withdraw 4% of their initial retirement savings each year, ...

Only 13 towns in the state saw property taxes decrease from 2018 to 2023. In the perennial battle for dubious bragging rights of who pays the most taxes in New Jersey ... for a 401(k) retirement ...

If your state appears on this list, your Social Security income is exempt from state income tax, regardless of how much additional retirement income you have, or whether or not you are still working.

Contributions are tax-deductible, and the funds grow tax-deferred. Best of all, withdrawals used for qualified ... plans aren’t the only type of retirement savings vehicle that can be funded ...

They must pay twice — their high New Jersey taxes and private school tuition. Many can’t afford it, especially poor and middle-class families. They are trapped in a system that now includes ...

In general, if your applicable income tax rate is likely to be higher after retirement, a Roth conversion can make sense. That's because Roth accounts aren't subject to mandatory withdrawals that ...