Choosing a Roth IRA can be tough -- especially when you're just starting out. Read Next: 8 Frugal Habits Americans Are ...

My good friend Bob from Munster had a question I thought merited visiting in the column. Bob’s question involved a topic we are dealing with more and more often in ...

Here are the pros and cons of Gold IRAs, providing insight into their benefits and drawbacks for savvy investors: ...

New tariffs could increase prices and shake the markets. Here’s what retirees need to know about Roth conversions, big ...

The 'Rule of $1 More' explains how to plan for critical retirement thresholds. Because "you don't want to step off a cliff ...

Converting now would enable you to spread a possible tax hit over more than one payment while reducing future taxes.

Say you're able to save $300 a month for retirement, but you don't start socking funds away until age 40, and you retire at ...

The new omnibus budget bill sets the federal estate-tax exemption at $15 million for the next year and provides for the threshold to remain permanently high - but that does not take estate planning ...

One nice thing about Roth IRAs, as opposed to traditional IRAs, is that you're not forced to take required minimum ...

College is more than lectures and late-night study sessions—it’s your first real test in managing life on your own. Between ...

Dear Savvy Senior, What can you tell me about spousal IRAs? My spouse and I are in our 50s and are looking for ways to boost ...

Raymond P. asks Money Talks News: “I did my first IRA Roth Conversion in December 2023. In terms of the 5-year rule, I know the IRS considers the conversion date to be 1/1/23 for my conversion, so I ...