Most people enter retirement without any idea how to manage withdrawing their savings without running out of money. Here is ...

The Supreme Court will hear a case against the IAM National Pension Fund, which could affect most of the nation’s 1,400 ...

Wondering how much you can withdraw from your $4 million retirement savings? Learn how the 4%, 3.5%, and 5% rules work, plus ...

RMDs are mandatory withdrawals from retirement accounts that you must make. Diversification remains just as important as when ...

The 4% Withdrawal Rule for retirement funds celebrated its 30th anniversary this past October. Financial advice professionals have used it as a benchmark for advising their clients in scheduling ...

The IRS allows penalty-free early withdrawals from traditional IRAs in certain circumstances. Hardship provisions spare you the 10% penalty on early IRA withdrawals, but income-tax still applies. IRA ...

The more strategic you are in tapping your nest egg, the less likely you are to deplete it prematurely. To that end, you may ...

While there isn’t necessarily a specific age at which you can access your 401(k) funds, when you choose to do so may impact how much it costs you.

A hardship withdrawal refers to accessing funds in a retirement account before you reach the eligible age for withdrawals. 401 (k) plans are typically set up to allow withdrawals starting at age ...

Systematic withdrawal plans are commonly used in retirement income planning, but they are also often misunderstood.

When he finally decided to withdraw his savings, he hit an unexpected roadblock—his pension contributions under the Employees' Pension Scheme (EPS) had never been merged.

Taking withdrawals in a falling market, especially near the beginning of retirement, means those losses are locked in, and offsetting them would require bigger gains in the market later.