Most people enter retirement without any idea how to manage withdrawing their savings without running out of money. Here is ...

Cash balance plans offer business owners and high-income professionals a powerful way to significantly boost retirement ...

Tens of millions of Americans are unable to save for retirement through their jobs. "That's not a gap — it's a crisis," one ...

Making the Dream a Reality Early retirement is a dream for many, requiring disciplined saving, living below one’s means, and ...

401(k) Plans. For many US workers, the employer-sponsored 401(k) retirement plan offers a convenient and powerful way to build long-term savings. Commonly provided by for-profit companies, 401(k ...

Social Security only replaces about 40% of average pre-retirement salary, but many rely heavily on it. A typical retiree will need about 80% of pre-retirement income. Aim to save 15% of your ...

The answer is that, with some work, you can make the conversion and end with a plan that is “better than a pension.” To do that you have to become your own pension manager, requiring a new ...

Financial health of your pension plan provider. Some pension funds struggle with underfunding issues. To stay informed about your plan’s health, you can access the plan’s Form 5500 on ...

3) Finally, tap company retirement-plan accounts and IRAs. Save Roth IRA assets for last. The Logistics of Withdrawal Sequencing. The sequence in which you tap your accounts will help you ...

Plan sponsors can no longer offer a menu of vetted funds and hope that employees will enroll, contribute enough and make wise investment decisions, expecting that they will be prepared for retirement.