Focus on managing your budget, not creating a spreadsheet to do so. For a great start, check out these best Excel budget templates for most any type of budget.

Use NerdWallet's free template to make a budget that aligns with the 50/30/20 spending rule. A budget can show you where your money is going so you can make changes if needed.

Marketing Budget Template. ... Begin by setting up your must-haves: rent, utilities, and other essential expenses. From there, you can begin to really cut down on discretionary spending.

Best 50/30/20 Budget Template. Available for Excel and Google Sheets, the 50/30/20 spreadsheet from Sapience Financial is a simple yet effective monthly budget spreadsheet.

Before you make a budget, you'll review your current finances."The first step to changing your financial future is understanding where your money is today," financial therapist Erika Rasure, PhD ...