Nearly half of Americans lack a financial plan. Learn the psychological reasons for delaying, how planning reduces stress, and how to get your plan started.

Social Security will replace only about 40% of your salary, on average. A solid financial plan will help you plug the gap so ...

Most people enter retirement without any idea how to manage withdrawing their savings without running out of money. Here is ...

For dependable income, consider using a bucket strategy and annuities in tandem to promote structure, flexibility and peace ...

You can mitigate the OAS clawback through appropriate retirement planning. Talk to a qualified financial planner if needed.

Incorporating income risk into financial planning leads to more robust strategies that adapt to the complexities of personal financial planning. By aligning asset allocation and saving behavior with ...

The Windfall Elimination Provision reduced benefits for certain workers, but its repeal by the Social Security Fairness Act could change how you plan for retirement.