Hardship withdrawals typically come with steep penalties. On top of federal and state income taxes, you might be required to ...

The financial services firm’s guidance takes a different path than the traditional 4%-a-year strategy. Researchers compare ...

The more strategic you are in tapping your nest egg, the less likely you are to deplete it prematurely. To that end, you may ...

There is, however, some surprisingly specific statistical data that can help you improve your odds of not outliving your ...

Understand the consequences of withdrawing money from a 401(k) or IRA retirement account for emergencies and create a plan to ...

Making the Dream a Reality Early retirement is a dream for many, requiring disciplined saving, living below one’s means, and strategic financial planning. While it is often reserved for those with ...

While this sell system is designed to preserve the growth portion of a portfolio, it comes with a downside: Money can be withdrawn from funds in a retiree’s portfolio that they had no intention of ...

The greatest advantage of opening an early retirement account (IRA) is the power of compound interest. When you invest money, ...

Income limits also exist to determine eligibility for tax deductions (Traditional IRA) or to contribute to a Roth IRA. These ...

Take Fidelity Investments, which administers many of the nation’s 401 (k) holdings. A company statement explains that most plans—though not all—have the distribution rules outlined in documents such ...