Understand the consequences of withdrawing money from a 401(k) or IRA retirement account for emergencies and create a plan to ...

Retirement expert Denise Appleby shares common pitfalls and real-life examples for IRAs, required minimum distributions, and ...

There is a two-step process under the SECURE 2.0 Act for increasing the age at which RMDs become necessary. Step 1: Beginning ...

While this sell system is designed to preserve the growth portion of a portfolio, it comes with a downside: Money can be withdrawn from funds in a retiree’s portfolio that they had no intention of ...

Here are 10 things you must know about utilizing a Roth IRA as part of your retirement planning. 1. With a Roth IRA you pay taxes now instead of later Roths turn traditional IRA and 401 (k) rules ...

With a Roth 401 (k), you pay taxes now and enjoy tax-free withdrawals later. With a traditional 401 (k), you get a tax break ...

Restrictions on Roth IRAs aren't as stringent as those on tax-deferred retirement withdrawals because you've already paid taxes on your Roth IRA contributions, but there are still some rules you ...

The bulk of your retirement money has already been earned, but that doesn't mean you can't make the most of what you have.

If you can save some of your graduation cash, a Roth IRA offers a unique chance to grow your money 100% tax-free for years—but it’s an opportunity with a limited window.

Not all money in a Roth Thrift Savings Plan account is automatically tax-free, and there are several things to consider before making a withdrawal to avoid tax and other penalties.

A Reddit user is trying to decide what to do with his retirement funds. He has never contributed to a Roth IRA, but has been investing 14% of his income into his workplace 401 (k) plan. He’s 42 ...

"What can you tell me about spousal IRAs? My spouse and I are in our 50s and are looking for ways to boost our retirement ...