Part of the Small Business Job Protection Act, this type of 401(k) makes it easier for small businesses to offer retirement plans to their employees.

Learn about safe harbor 401(k) plans, the benefits, rules, and how to set one up. Discover if it's the right retirement plan for your business.

A 401(k) plan is a widely used type of employer-sponsored retirement plan that allows employees to set aside pre-tax dollars for their retirement. Safe harbor 401(k) plans are a special type of ...

The Safe Harbor 401(k) is a type of retirement plan designed to provide employers with a simple way to bypass annual nondiscrimination testing. This testing is a complex process that ensures ...

Safe harbor 401(k) plans require an initial plan year at least three months long, making October 1 the effective deadline for establishing a new safe harbor plan in 2014.

Enhanced safe harbor: As another type of elective plan, enhanced safe harbor 401 (k) plans meet or exceed what is offered in a basic plan. Typically, they provide a 100% match of up to 4% of an ...

Most employers make matching contributions to traditional 401(k) plans, but they aren’t required to. Learn how you can have a 401(k) with no employer contributions.

For employers sponsoring 401 (k) plans with safe harbor matching contributions, there are two immediate takeaways from my recent experience.

A safe harbor 401(k) plan is a variation of the tax-exempt employee savings plan that cuts much of the red tape, making it appealing to small business owners.

Learn about safe harbor 401(k) plans, the benefits, rules, and how to set one up. Discover if it's the right retirement plan for your business.

A safe harbor 401 (k) offers significant benefits to workers, including automatic employer contributions to their retirement fund and potential tax deductions. “Having a match is really enticing ...

— Enhanced safe harbor: As another type of elective plan, enhanced safe harbor 401 (k) plans meet or exceed what is offered in a basic plan. Typically, they provide a 100% match of up to 4% of ...