Research suggests having an income that is guaranteed to last until death can reduce stress and boost retirees’ spending.

The simple question to ask yourself is whether retiring early is even possible if you are going to live longer than you might ...

Since distributions will be required upon Mortimer’s death (although only the Roth account would enjoy tax free distributions and carry a different rule), the traditional IRA and the annuity IRA will ...

Not only do income annuities squeeze more monthly income out of your savings than any comparable product, but new research shows that when we are retired we are much more comfortable spending an extra ...

A variable annuity is a type of retirement account ... All distributions from these contracts are taxed as ordinary income unless the contract was placed inside a Roth IRA. Variable annuities ...

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The annuity option spreads out the tax burden in addition to the payments. Annuities generally pay out a larger sum in the long run and shield winners from the temptation of spending lavishly and ...

Choosing a fixed annuity guarantees an interest rate and a predictable payment schedule. This is considered the lowest-risk option in the annuity world, and insurance companies offering fixed ...