Savings bonds are some of the safest investments around, because they are backed by full faith and credit of the U.S.

If you have a lot to learn about investing, be aware that some of the information out there is not so good. Where should you ...

After 2024's increase of 3.2%, Social Security recipients will get a more modest cost-of-living adjustment (COLA) in 2025: 2.5%. Why 2.5%? The COLA is tied to the inflation rate, says the Social ...

The average interest rate for time deposits at savings ... the low 3% range. For 12-month maturity products, SBI Savings Bank is at 3.2%, OK Savings Bank is 3.21%, and Welcom and Korea Investment ...

Long term capital gains tax: How can you pay lower tax if you sell a flat for Rs 43.5 lakh? Our panel of experts answers questions related to any aspect of personal finance. If you have a query, mail ...

The investments of the federal government’s 401(k)-style retirement savings program encountered a setback last month, as all but one of the Thrift Savings Plan’s portfolios lost value in December.

The catch-up contribution limit that applies to employees aged 50 and up enrolled in most 401(k), 403(b), governmental 457 plans and the Thrift Savings Plan will ... for low- and moderate-income ...

But high fees already drive low-income Americans away from banking services. According to the Federal Deposit Insurance Corporation, 6.6 million American households are unbanked and 19 million ...

The move could help avoid future strikes over pay and retain staff, who are expensive to replace. But the potential move has caused unease among some unions, with some branding it “dangerous”.

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not ...

Any profit will be clubbed with your income and taxed at your effective tax rate.