Type of annuity. An income annuity is a contract that produces only income. This type produces the most income because it ...

A recent paper from the National Bureau of Economic Research explored a guaranteed payout path involving defaulting 20% of a ...

Retail annuities are more customizable and may offer the potential for greater flexibility. You have more control over when ...

Annuities are seeing record demand, and not just from the usual suspects. It's a reflection of investors' evolving priorities ...

() - Saving for retirement can be challenging under everyday circumstances, and especially so during times of economic ...

Because of their fixed nature and guarantee, fixed annuities are insulated from market fluctuations. While this can be a positive for risk-averse investors, there are some drawbacks to consider. For ...

Retirees can use annuities as a hedge against market risks. However, it's essential to understand the intricacies of these complex financial products before proceeding.

How does an indexed annuity differ from a fixed annuity? Find out which offers more growth and is the best fit for your ...

Capping Your Returns Using the fixed annuity example once again is essential because it accounts for the largest percentage of sold annuities (as much as 40% of all annuities sold, according to ...

Example: A fixed-rate annuity grows at a set rate. Variable and fixed-indexed annuities earn interest based on market or investment performance.

Immediate annuities are insurance contracts that turn your savings into safe, reliable income — and you can start receiving payments within a year.