The Fair Credit Reporting Act (FCRA) is a cornerstone of consumer protection in the United States, ensuring the accuracy and privacy of credit information.

Understanding your rights as a consumer is more critical than ever. Financial rights education platforms have emerged as ...

The Consumer Financial Protection Bureau found roughly 43 million Americans had medical bills on their credit reports, ...

In today's episode, we discuss the CFPB’s recent proposed data broker rule—a proposal that would greatly expand the reach of the Fair Credit ...

In a bit of a surprise development at the end of 2024, the United States Senate passed the Homebuyers Privacy Protection Act, which amends the ...

The Consumer Financial Protection Bureau (CFPB) announced on Jan. 17, 2025, that Equifax, one of the three major credit bureaus, must pay a $15 million penalty for not conducting ...

The CFPB sued Experian, accusing the credit reporting bureau of violating “The Fair Credit Reporting Act” by not taking the proper steps to process, investigate and notify consumers about ...

There are limitations as to what your employer can see under the Fair Credit Reporting Act, and they won't see your exact credit score. But with your signed permission, employers can legally ...

One of the nation’s largest credit reporting agencies has been fined $15 million for issuing inaccurate credit scores and failing to properly investigate consumer disputes, officials said.Equifax will ...

While CROA focuses on regulating credit repair companies, other federal laws are focused on protecting consumers. The Fair ...

The CFPB alleges Experian has violated the Fair Credit Reporting Act, which requires an agency take steps to ensure that reports filed by consumers are accurate and an investigation is conducted.