kate_sept2004 / Getty Images The Fair Credit Reporting Act (FCRA) is a federal law that regulates the collection of consumers' credit information and access to their credit reports. It was passed ...

The Fair Credit Reporting Act (FCRA) stands as a pivotal piece of legislation in the realm of consumer rights, particularly concerning credit information. Enacted in 1970, the FCRA was designed to ...

The Consumer Financial Protection Bureau, now led by Treasury Secretary Scott Bessent, agreed to temporarily halt enforcement ...

Maxine Waters (D-CA) has introduced a bill in the House called the Fair Credit Reporting Improvement Act of 2014. The bill proposes sweeping changes to almost all aspects of the credit reporting ...

When you apply for a loan, you expect the lender to pull your credit report. After all, you’re borrowing money. It makes ...

Having an erroneous collection account on your credit report isn't a life sentence, though. There are laws in place to ...

Equifax was heavily fined by the Consumer Financial Protection Bureau for not adequately investigating consumer credit report ...

Borrowers and other consumers have important legal rights under the Fair Credit Reporting Act (FCRA).

The Consumer Financial Protection Bureau found roughly 43 million Americans had medical bills on their credit reports, ...

On January 7, 2025, the CFPB filed a lawsuit against a nationwide consumer reporting agency for violations of the Fair Credit Reporting Act. The lawsuit claims the company’s investigation of ...

A copy of “A Summary of Your Rights Under the Fair Credit Reporting Act.” This step allows the applicant to review the report and address any information before a final decision. The name ...