Removing accurate and timely information from your report is generally not possible. This is true for hard inquiries as well, ...

Immediate impact. Under FICO, hard inquiries fall under "new credit," accounting for 10% of your FICO score. VantageScore puts less weight on inquiries, accounting for just 5% of your credit score.

A hard inquiry, also known as a hard pull or a hard credit check, occurs when you give a lender permission to review your credit reports during a loan or application process.

Hard inquiries fall under the "less influential" category when calculating credit scores using the VantageScore model, and they make up only 10% of a FICO score calculation.

A single hard inquiry can shave up to 5 points off your FICO score. However, with the most-used FICO model, all inquiries within a 45-day period are considered as one inquiry when you are “ rate ...

A hard inquiry, also known as a “hard pull” or “hard credit check,” is when a lender or business reviews your credit file as part of a credit application process.

Hard inquiries remain on your credit reports for two years but stop affecting your credit score after one year. You can check your credit report to see when an inquiry was performed.

A hard inquiry might lower your score from zero to five points, depending on your credit profile. For example, the score considers how long it's been since your last inquiry.

A hard inquiry can knock up to five points off your score. I know that's vague, but the exact impact depends on what's in your credit report, how long you've had credit and many other factors as well.

The hard inquiry provides timely, accurate information about your behavior as a borrower. The situation is different if you ...

Hard inquiries provide a record of which lenders checked your credit report, and when. Since hard credit inquiries can temporarily drop your score, you may wonder how to get them removed.