A solo 401(k) also must file an annual report on Form 5500-EZ if the plan has assets ... the limit on employee salary deferrals ($23,500 for 2025, but higher for participants age 50 or older ...

Read on to learn what is a safe harbor 401k and why it might be a good fit for both small businesses and people who love the ...

When your company closes, managing your 401(k) effectively is crucial. You have several options to consider, each with its ...

Review your investment options and 401(k) deferral rate at least annually to make sure you're comfortable with them. For many of today's workers, a 401(k) is the difference between enjoying a ...

Withdrawing your 401(k) early may offer a way out of a tricky financial situation, but early withdrawals generally come with consequences too. If you withdraw money from your 401(k) before you ...

If your previous employer offered a 401(k) match and your current employer doesn't or offers a smaller match, you may want to increase your deferrals so you can add the same percentage of your ...

Choosing between investing in a 401(k), IRA or taxable account comes down to your financial goals, ... [+] risk tolerance and financial situation. Determining whether you should max out your 401(k ...

Around a third of working-age Americans (15 to 64 years old) own a 401(k)-style account. It's by far the most popular retirement account in the country, and there isn't a close second. Its ...

More than you might think. Assuming you achieve the stock market's average annual return of 10% on this money, your $180,000 worth of contributions to a 401(k) plan would be worth roughly $414,000 ...