Half of American private-sector workers now save in 401(k) plans. New federal laws and state mandates drive unprecedented ...

As stock and bond markets have whipsawed this year, you may be afraid to look at your 401 (k) account balance. But all of the volatility actually makes this an opportune time to look under the hood of ...

If that sounds like you, then you may be tempted to break free and go your own way, using what's known as the "brokerage window" or "self-directed option," which allows you to take some - but usually ...

Today, the typical 401 (k) plan does not offer a way to convert savings into consistent monthly income that is guaranteed for a retiree’s lifetime - despite 401 (k) plans being the dominant form ...

Another big trend to influence 401 (k) contribution rates is auto-enrollment. Starting in 2025, most new 401 (k) plans must automatically enroll employees, rather than leave the decision to workers.