The economy and your own spending should drive what you take out of your retirement investments, new research says.

Saving for retirement is only half the job. You also need a plan for withdrawing your funds—and lots of Americans don't have ...

Traditionally, required minimum distributions (RMDs) have started at age 70 and 1/2 (born before July 1949) or age 72 (born ...

In 2025 the rules for 401(k)s will undergo several significant changes as a result of the federal SECURE 2.0 Act of 2022.

It's best to wait until you reach a certain age to begin withdrawing from a 401(k) plan, though individual factors can impact ...

The IRS reminded account holders, and their beneficiaries, with employer-sponsored retirement plans and IRAs, of the upcoming ...

December 16, 2024 - WASHINGTON — The Internal Revenue Service reminds those aged 73 and older of the deadline to take ...

If you inherit an IRA from a parent, the 10-year rule applies to you. Beginning in 2025, many IRA beneficiaries will be ...

But you can't defer those taxes forever. Eventually, the government wants its tax revenue. That's why it imposes required ...

If you are 73-years-old or older and haven’t taken a Required Minimum Distribution from your tax-deferred retirement account, ...

Note that 401(k) withdrawals are subject to tax withholding ... Learn more about the rules and contribution limits.