While this sell system is designed to preserve the growth portion of a portfolio, it comes with a downside: Money can be ...

Understand the consequences of withdrawing money from a 401(k) or IRA retirement account for emergencies and create a plan to recover financially as quickly as possible.

The financial services firm’s guidance takes a different path than the traditional 4%-a-year strategy. Researchers compare ...

Take Fidelity Investments, which administers many of the nation’s 401 (k) holdings. A company statement explains that most plans—though not all—have the distribution rules outlined in documents such ...

There is a two-step process under the SECURE 2.0 Act for increasing the age at which RMDs become necessary. Step 1: Beginning ...

From the misleading "$1 million retirement rule" to the oversimplified "buy low, sell high" mantra, these pieces of ...

Your 401(k) doesn’t just disappear when you die. Here’s how it’s transferred, who gets it, the tax impact, and why ...

The limit remains at 7.5% for 2024 and 2025. So always research the qualified exceptions in the year you plan to make an early withdrawal to avoid surprises. How to make a Roth IRA withdrawal ...

Where you live during your golden years can make a measurable -- but likely not life-changing -- difference in your net ...

From the misleading "$1 million retirement rule" to the oversimplified "buy low, sell high" mantra, these pieces of ...

Key Features of a Roth 401 (k): After-tax contributions – No upfront tax break, but no taxes on withdrawals later. Tax-free ...

The Department of Labor is rescinding what it says are outdated regulations and guidance documents on employee benefit plans ...