The Traditional IRA is the most widely used retirement account. Contributions are often tax-deductible, depending on income ...

Some heirs are considered "eligible designated beneficiaries," and the 10-year rule does not apply to them. These include ...

Automation allows you to stop worrying whether your RMDs will be taken on time, helping you avoid missed deadlines and ...

SECURE 2.0 changes when and how retirees must take RMDs—cutting penalties and increasing flexibility to help you keep more of ...

What is a Lifetime ISA (LISA) and how much could the government bonus boost your savings by? We look at the perks and the pitfalls.

By Stephen “Phillip” Poitevint Retirement & Longevity Email newsletter signup Sign up for our daily email newsletter This ...

Retirement expert Denise Appleby shares common pitfalls and real-life examples for IRAs, required minimum distributions, and ...

From the misleading "$1 million retirement rule" to the oversimplified "buy low, sell high" mantra, these pieces of ...

The financial services firm’s guidance takes a different path than the traditional 4%-a-year strategy. Researchers compare ...

Understand the consequences of withdrawing money from a 401(k) or IRA retirement account for emergencies and create a plan to ...

While this sell system is designed to preserve the growth portion of a portfolio, it comes with a downside: Money can be withdrawn from funds in a retiree’s portfolio that they had no intention of ...

Key Features of a Roth 401 (k): After-tax contributions – No upfront tax break, but no taxes on withdrawals later. Tax-free ...