But earning a higher salary can help you save more, as long as you increase your contributions along with your income. So it ...

Despite economic pressures, 401(k) plan sponsors continued to move forward in 2024, leveraging the power of automatic solutions to help drive savings and participation rates to all-time highs.

Social Security privatization refers to proposed changes to the current Social Security system. If adopted, privatization ...

Half of all private-sector workers now participate in 401 (k)-type plans, up from about two-fifths of employees in 2010, ...

Under auto-enrollment, an employee who does nothing opts in. More than one-third of Fidelity plans now auto-enroll employees in 401(k)s at a contribution rate of 5% or higher.

Under auto-enrollment, an employee who does nothing opts in. More than one-third of Fidelity plans now auto-enroll employees in 401(k)s at a contribution rate of 5% or higher.

Average 401(k) retirement balances fell 3% from late last year through the first three months this year, according to ...

Automatic enrollment. Automatic enrollment into a 401(k) kicked off at the beginning of 2025 and applies to any new plans established after December 29, 2022.

Auto-enrollment policies can increase 401(k) participation, raise contributions and enable employees to take advantage of employer matching contributions. However, there are some drawbacks ...

And SECURE 2.0 requires most new 401(k) pans to implement both auto-enrollment and auto-escalation. While the effect of the auto provisions on participation is clear and robust, ...