We may be our own worst enemy when it comes to retirement savings. Innovations such as auto-enrollment, when an employer automatically sets a worker up in the company’s retirement plan, and auto ...

When the new auto enrollment policy goes into effect in 2025, all employees who meet their company’s eligibility requirements for a 401(k) or 403(b) plan will be automatically enrolled rather ...

Amber Taufen is a personal finance writer living in Colorado. If your job offers a 401(k) retirement plan, the amount you take home in your paycheck might decrease if you miss an automatic ...

On January 10, 2025, the Treasury Department and the IRS issued Proposed Regulations addressing one of SECURE 2.0’s signature ...

The same research team that documented the impact of auto-enrollment and auto-escalation in 401(k) plans has returned to the topic to assess how real-life events affect the longer-run effect of ...

Required minimum distributions, or RMDs, are mandatory withdrawals you're eventually required to make from retirement accounts funded with pretax money like traditional 401(k)s and traditional IRAs.

(k) changes in 2025 include boosted contribution limits to help combat fears of falling behind on retirement savings.

The SECURE 2.0 Act of 2022 requires certain 401(k) and 403(b) plans to include automatic enrollment and escalation features for the first plan year beginning after December 31, 2024, meaning that ...

The Treasury Department and the Internal Revenue Service issued proposed regulations Friday for several provisions of the SECURE 2.0 Act, including ones related to automatic enrollment in 401(k) and ...

But this year, a number of other shifts are happening as well. If you are saving for your golden years in a 401(k) plan or individual retirement account (IRA), here is what to know about what's ...

It’s long been noted that inertia is a powerful force regarding behavioral finance and automatic enrollment — but it may have limits, according to a new study.