In a research paper, BlackRock outlined how incorporating private-equity investments in a target-date fund could add 50 basis points in portfolio returns annually, which, compounded over 40 years, ...

The median balance for people just getting started in their careers is $1,948. That means half of 401 (k) plan participants ...

(k) savings vary sharply by income, with auto-enrollment and tenure also playing key roles in building retirement security.

But earning a higher salary can help you save more, as long as you increase your contributions along with your income. So it ...

While Vanguard's newly released "How America Saves" yearly report reveals that Americans' 401 (k) savings rates are at record highs — making up an average $148,153 balance and a median $38,176 balance ...

Workers in their 50s have kept contributions steady, but many still fall short of recommended retirement savings targets ...

Professionally managed accounts within 401(k)s are having a moment. But whether or not you should pay for that extra ...

Only 18% of participants used the post-tax Roth 401 (k) savings feature now offered by most plans. And only 10% used the after-tax contribution feature, which allows participants to make extra ...

In a 2024 report, Vanguard put the average 401 (k) balance among Americans ages 65 and over at $272,588. But with proper planning and consistency, you can potentially do a lot better. Imagine you ...

The average 401 (k) balance for all age groups fell to $127,100 as of March 31. ... Despite market losses, workers in their 40s are keeping up strong 401 (k) contributions.

With the median full-time salary for people in their 40s roughly at $70,000, that implies a target of $210,000 to $420,000 — well above the average 401 (k) balance reported for that age group.