We finally sat down to go over our February budget, and it turns out… extra paycheck month made a huge difference! We also ...

Gateway Commercial Finance reports on the importance of financial stress testing for small businesses to prepare for economic ...

The template is an Excel spreadsheet, with categories for personnel costs, fringe benefits, consultants, equipment, supplies and other direct costs. This is followed by a section for indirect costs.

This document outlines a structured approach to developing an Annual Business Plan (ABP) for FY 2025-26 and a 3-Year Financial Plan covering FY 2025-26 to FY 2027-28. The process emphasizes ...

A business budget estimates future revenue and expenses in detail, so that you can see whether you’re on track to meet financial expectations for the month, quarter or year. Think of your budget ...

For new small business owners, preparing a budget can be overwhelming. Unknown values make financial planning tricky, and business budgeting can seem like a time-consuming, technical, and restrictive ...

Business credit cards cater to self-employed individuals and offer perks for expenses such as travel and utilities. Eligibility is based on income and documentation.

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First, enter your income and your fixed costs into the budget table. “Fixed costs,” as the term makes clear, are expenses that must be paid regularly. Typical fixed costs include: Housing costs (rent, ...

The template includes tabs for your budget, an example to help you get started, and a printable option. You have the categories you need for listing income and expenses as well as adjustments ...

3. Simple Blue Tax Estimator from WPS Not everyone needs a more advanced Excel tax template. The Simple Blue Tax Estimator is perfect if you just want to quickly calculate taxes owed or a refund. The ...

It would help to look at the budget as a road map to success. Below, you will understand the importance of a budget, its components, and how to draft one for your small business.