There will inevitably be things you lose in retirement. But it's not all gloom and doom. Most people find happiness in ...

Some companies want to limit their pension obligations by offering employees a one-time payout. Here's what you should ...

Combining old pension pots can be an effective way to manage your retirement savings in one place, but many savers are facing long waits to merge their money. Automatic enrolment may have led to ...

Once you've saved for retirement, you'll need your nest egg to support you for as many as 30 years. For that, you need a ...

The Social Security Fairness Act removed restrictions on benefits for people with government pensions. If you're one of them, ...

A workplace pension is a pot of money you grow over the course of your career. It acts as an income when you stop working, ...

The Treasury Committee has highlighted confusion around the Lifetime ISA withdrawal charge, which risks consumers losing “a significant part of their savings” ...

Buying an annuity involves converting your retirement savings into a guaranteed income. Annuity rates determine how much income you'll get. For example, if you have a pension pot of £100,000 and the ...

Retirement savers under age 50 can contribute up to $7,000 to an IRA in 2024. An IRA is not a type of investment; instead, it's a tax-advantaged account that holds investments. IRA returns depend ...

Dear Quentin, When I leave my job, would I be better off taking a $61,000 lump sum to roll over into an existing IRA or, ...

Both with saving for, and taking your pension, free guidance is available online, via chat or on the phone. Guidance means they can give you an overview about what you need to think about, and talk ...

You will pay a 10% early withdrawal penalty if you take the money out before Jan. 1, 2029, unless you qualify for one of the exceptions below. If you do multiple Roth IRA conversions, each one has ...