Using your retirement savings to settle debt should be a priority if you have a plan in place to ensure that your overall ...

Orman strongly advocates for Roth accounts, which are funded with after-tax dollars. While traditional 401 (k) contributions ...

An increasing amount of retirement plans are left behind, and then forgotten, when workers change jobs — but a new federal database should make it easier to track down those accounts.

Got a 401(k)? This employer-sponsored retirement account makes it easy to make pre-tax contributions straight from your paycheck. Your contributions lower your taxable income in the current year ...

especially for those who expect to be in a lower tax bracket in retirement. By delaying taxes until you withdraw your savings in retirement, you might save yourself some money. But Roth 401(k ...

It can make sense to spread out your withdrawals over as many years as possible to avoid going into a higher tax bracket. As you can see, the inherited retirement distribution rules are ...

The pursuit of happiness in retirement is a lot easier with a pension. Retirees with regular paychecks report higher levels ...

Do you pull it out all at once or withdraw funds slowly over time ... process by bypassing any specific beneficiaries or rules a 401(k) plan might require. To that last point, moving funds ...

Most Americans may consider the standard retirement age to be 65, but the so-called "full retirement age" for Social Security is already older than that — and it's about to hit an even higher ...

Getty Images Some rules are meant to be ... that a retiree should be able to withdraw 4% of their savings and investments in their first year of retirement and then adjust the dollar figure ...

Charitable contribution limits, the kinds of accounts subject to the RMD, and when inheritors must begin to make withdrawals ... a Roth 401(k) at the end of 2023. The move aligns the rules with ...