Third-party creditors are collection agencies or debt buyers. These collection agencies ... least convince the indebted consumer to pay, for example, $300, that’s still $250 profit.

Examples of secured debts are ... requires an employee to deduct a percentage of the debtor’s wages each pay period to satisfy the debt. A judgment creditor, by filing a writ of attachment in the ...

the debt and the enforcement process influence such decisions; To investigate the enforcement practices of creditors, identifying why certain enforcement procedures are chosen and what mechanisms, if ...