Key takeawaysThe average three-year personal loan rate is 14.36% APR, but you might qualify for a lower rate with good or ...

Debt consolidation and bankruptcy are strategies to relieve debt, but the effects are radically different. Bankruptcy can ...

Credit scores directly affect debt consolidation rates and the cost of consolidating debt. Evaluate your credit score and potential savings before refinancing debt.

On June 10, the CFPB moved to reopen its 2021 enforcement action against the final remaining defendant in a student debt relief case involving over $3.4 million in alleged illegal advance fees ...

On May 1, the U.S. District Court for the Northern District of Illinois ordered the former owner of a now-defunct debt-relief company to pay over $43 million in restitution and penalties.

Debt relief mainly refers to debt settlement services, but there are other ways to make debt go away.

A new law signed by Indiana Gov. Mike Braun tightens rules around debt issuance for local governments and school districts. A new Indiana law promising property tax relief will make it harder for ...

Bankruptcy vs. debt consolidation: Understand the differences, benefits and drawbacks of each to make informed financial decisions.

You have many options for debt relief, including credit counseling, debt consolidation, apps to help stick with a payment plan, debt settlement, and bankruptcy.

Unlike self-directed debt payoff strategies or counseling, debt consolidation involves borrowing money, which means qualifying based on your creditworthiness.

Engaging a company to consolidate merchant cash advances is generally premised upon one thing: paying the debt-relief company a reduced monthly payment instead of paying the merchant cash advance ...

Consider these pros and cons before deciding if using a HELOC for debt consolidation suits your financial situation.