Debt consolidation and bankruptcy are strategies to relieve debt, but the effects are radically different. Bankruptcy can ...

If you can't pay the full balance owed but want to resolve the debt, negotiating a settlement for less than the total amount ...

These challenges are why many people consider consolidating their credit card debt with a personal loan. When to use a personal loan for credit card debt. Debt consolidation works ...

However, debt consolidation loans aren’t a complete fix. You must still pay them off. That said, consider these pros and cons to see if consolidation is right for your finances.

Refinancing a personal loan means replacing an existing loan with a new one. Personal loan refinancing could make sense if ...

These debt relief companies could help you slash your debt, but there are a few things to know before signing up.

Consolidating federal and private loans can result in a lower interest rate or monthly payment, but be aware that you may lose benefits associated with federal loans.

Investopedia found Debt Payoff Planner to be the best option for people focused on paying down multiple debts quickly and for as little interest as possible.