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If pressured to meet social expectations, Orman suggests honest conversations with family and friends. "People who truly care ...
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It's best to add up these fees to make sure you're actually saving money ... You can use frequent flyer miles and rewards points from travel credit cards to save even more money.
One way to keep a card modestly active is to make a single, regular charge on the card. For example, Dlugozima suggests using the card to pay a monthly streaming service or cellphone bill.