“Retirement shouldn’t rely on generic averages,” says Daniel Goodman, a certified financial planner and owner of Good Better ...

Generally, workers have to wait until they are 59 1/2 ( or 55 in certain cases ) to take 401 (k) distributions penalty-free. So, those who take a hardship withdrawal before 59 1/2 have to pay a 10 ...

Last year was a good year if you were among the tens of millions of employees who put their savings to work in a 401(k) plan.

I am 69 and have been working for the same company for 45 years. I have a pension of $250,000. My company was bought out and ...