New research points to the equal-installments strategy as the ideal for making the mandatory withdrawals. A lump-sum approach ...

A 401 (k) is the most popular type of retirement account, but it's not the only option available. Others, like individual ...

A major part of retirement planning is choosing which type(s) of retirement accounts you want to use to hold your savings and investments. If you're self-employed, either a solo 401(k) plan or ...

Thinking about changing jobs? New data reveals that many employees leave money in old 401(k) plans, often unaware of the fees ...

A solo 401(k) plan is a retirement savings option for self-employed individuals or small business owners with no employees, aside from a spouse. When an individual owns multiple businesses or has ...

When business owners think about 401(k) plans, they often view them as an employee perk—one of those benefits you consider ...

Tens of millions of Americans are unable to save for retirement through their jobs. "That's not a gap — it's a crisis," one ...

Solo 401(k)s and SEP IRAs offer growth capabilities and tax advantages for retirement savings. The main difference between SEP IRAs and solo 401(k)s is eligibility and benefits.

A solo 401(k) is a retirement plan for business owners with no employees. The plan comes with much higher contribution limits than an employer-sponsored 401(k). You're still eligible to open a ...

While rolling a 401(k) account into an IRA is a logical decision, finance experts point out some of the drawbacks to making ...

Solo 401(k) plans lose their status if the business hires full-time employees other than the owner or spouse, triggering the need to comply with more complex 401(k) regulations. SEP IRA. The SEP IRA ...