When considering where to put your money for retirement, you may have to choose between an IRA and an annuity. These ...

During your working years, you've probably set aside funds in retirement accounts such as IRAs, 401(k)s, or other workplace savings plans, as well as in taxable accounts. Your challenge during ...

On average, the optimal portfolio, which is rebalanced monthly, produces 50% more retirement wealth than a balanced fund and 39% more than a TDF. And this extra wealth translates into higher ...

It’s possible to claim early and reinvest for better returns, but it requires significant risk, David Blanchett finds.

Annuities are an effective tool for individuals seeking to secure their financial future. After all, they provide a steady ...

A $5.9 billion pension liabilities transfer Verizon made last year to Prudential and RGA is at the center of the latest ...

Deciding when to take Social Security benefits is one of the most important questions to answer in planning your retirement ...

Again, with the 60/40 portfolio mix example, taking the mix to 60% stocks, 20% bonds and 20% MYGA helps reduce market risk ...

The reason that complicated financial contracts like annuities come with look-back periods, otherwise known as "free look" time frames, where you can get out of the contract without repercussions, is ...

In addition to reconsidering their investments as they enter retirement, Gen X should be aware of the fees they pay. One ...

It’s finally time to start using the money you managed to save and invest over the years. But be careful: Taxes are just one ...

One of the most powerful tools for retirement savings is an IRA, or individual retirement account. These special personal savings accounts from financial institutions let you contribute a certain ...