When it comes to financial literacy and education, Dave Ramsey knows what he is talking about. After creating several highly ...

To be perfectly clear, you can still get a mortgage if you have a car payment, student loan payment, and/or credit card payments. But depending on how much you're required to pay each month, they can ...

Your credit score is certainly a big factor in mortgage approval. But it isn't the only one. Read on to learn other reasons ...

What is a debt-to-income ratio? Your debt-to-income ratio, also referred to as DTI, is a numerical representation of how much ...

The debt-to-income ratio was the most common reason buyers were denied a mortgage, according to a report. Here’s how to ...

“It has a very high interest rate, and it compounds really fast.” Mortgage debt could be good for a retiree, at least in theory. Many older Americans refinanced mortgages in recent ...

Improving your credit score, increasing your down payment, buying points and negotiating your rate can help you save money on ...

As investors remain uncertain about what the Federal Reserve will do at its Dec. 17-18 meeting, Lewis says, “Mortgage rates ...

That's because home equity can be used to consolidate debt. You take out a home equity loan, cashout refinance or home equity ...

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Lenders look at two different debt metrics when deciding to ... the best way to get a good estimate is to use our mortgage calculator to determine your expected monthly housing payment, add ...