Some life insurance policies accumulate cash you can use while you're alive. Here are ways your families can use this benefit ...

Amy Danise is the managing editor for the insurance section at Forbes Advisor, which encompasses auto, home, renters, life ... value you build over time. Internal policy costs can be higher ...

Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about ...

If you have an indexed universal life insurance plan, you can borrow against the cash you accumulate in the policy. Keep in mind that if you don’t pay it back, the money is deducted from the ...

Leveraging life insurance as loan collateral may limit your ability to borrow against the policy for other reasons. Secured ...

Remember, any money you borrow or withdraw from your policy can reduce the death benefit that will go to your loved ones. I know when most people look at buying life insurance, they feel as though ...

And while you’re free to borrow against or withdraw from your ... The cash value component of whole life insurance can also supplement your retirement savings. While not a replacement for ...

Life insurance provides financial protection for your family during your life and after your death. Benefits are generally ...

Discover how to utilize life insurance while alive, accessing cash value and living benefits. Understand the factors, ...

The Quiet Architect of Financial Security Let’s cut to the chase: Your financial house needs life insurance to stand strong just as it needs proper foundations. Your home […] ...

The questionnaire takes about three minutes. You can also use the Transamerica life insurance calculator to estimate how much coverage you need and get a life insurance quote. To be eligible for ...

Cash value in life insurance refers to a savings component present in certain types of policies, such as whole and universal ...