Should I use the lump sum now to cut out mortgage payments on my buy-to-let, or leave the cash to hopefully grow in value for ...

The National Pension System (NPS) now allows retirees to systematically withdraw 60% of their corpus while the remainder ...

Navigating the complexities of pension taxation can be daunting, but understanding the nuances can help retirees manage their ...

Nearly three million federal and municipal workers will receive a lump-sum payment of thousands of dollars to make up for the shortfall in benefits they should have received in 2024 under a new law ...

Fund managers professionally manage NPS investments for optimal asset allocation between equities, government securities, ...

Each employee usually has the choice to accept a lump-sum payment from the pension at the time of their retirement or to receive monthly income payments. Capital gains tax is due on realized ...

The power of compounding is more evident in long-term investments. A monthly SIP investment of Rs 1,000 can create over Rs 1 ...

A decision in the Budget to bring pension pots into inheritance tax threatens to leave middle income households in poverty in old age, it is claimed. A former pensions minister and finance ...

Providing for retirement is the great unifier in the investing world. It is a challenge that all investors face. While ...

Nontraditional approaches, such as life insurance settlements, can provide tax-efficient lump sums for retirement ... tax-free or low-tax lump sum to reinvest into inflation-hedging assets ...

individuals can use a pension calculator. It provides a projection of the expected pension and lump sum amount at maturity based on various factors. These include regular monthly contributions, the ...

There are some final tasks and also some big lifestyle changes to consider in the final months before you leave your job.