Winning the lottery is a dream come true for many, but deciding how to receive those winnings can be a real head-scratcher.

Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his ...

While both schemes aim to support employees in their post-retirement lives, there are notable differences that employees must ...

Once the decision has been taken to keep at least some of a pension pot invested, the reasons why portfolio diversification ...

There will be a large malpractice settlement. Our lawyer strongly recommends a structured settlement annuity, but my financial adviser says he can significantly grow the funds with proper ...

Finding a retirement financial advisor will require you to evaluate key traits and qualifications that align with your goals.

Your home's equity can make a big difference in how comfortably you're able to live and retire. You can't control how the ...

Annuities let you convert your savings into steady monthly payments that can last your lifetime, but come with high fees and ...

This is known as an uncrystallised funds pension lump sum (UFPLS). Note that if you make ... that keeping the money in cash may underperform versus investing the money. Can I still pay into ...