Critics have said that the predominantly web-focused Money Advice Service failed to help people who needed face-to-face assistance with budgeting, debt management and financial planning. Mr ...

How to budget your money A budgeting plan is critical if you want to stay on top of bills, pay off debts , or save for the future, and there are several ways to go about it.

Banks are joining forces with the Money Advice and Budgeting Service (Mabs) to encourage cash-strapped borrowers to approach their lenders if they fear they cannot repay loans.