Roth IRAs can be an attractive addition to your portfolio, but boy, are they surrounded by rules and regulations. It's easy ...

Some heirs are considered "eligible designated beneficiaries," and the 10-year rule does not apply to them. These include ...

One nice thing about Roth IRAs, as opposed to traditional IRAs, is that you're not forced to take required minimum ...

The budget bill signed into law on Friday includes a provision for investment accounts for newborns. Citizens born between ...

A 401 (k) is an employer-sponsored retirement plan that allows employees to save a portion of their salary, usually on a ...

Converting now would enable you to spread a possible tax hit over more than one payment while reducing future taxes.

These ceilings apply to all IRAs held, Roth and Traditional combined. In concrete terms, you cannot contribute $7,000 to a ...

Help your teen build lifelong financial security. Learn how a Roth IRA offers early tax-free growth and financial flexibility ...

Parents can contribute up to $5,000 per year per kid into a Trump Account. This figure will be indexed to inflation starting ...

One Big Beautiful Bill' makes 529 plans more flexible, some skeptics say the education savings plans still may not be ...

Dear Savvy Senior, What can you tell me about spousal IRAs? My spouse and I are in our 50s and are looking for ways to boost ...

Am I too old to open a Roth IRA? Answer: Not at all! There is no age limit, so basically anyone can open a Roth IRA as long as they have "earned income." ...