Retirement Plan Options for 1099 Employees. Story by Julie Pinkerton • 4mo. T he gig economy burst into the mainstream during the COVID-19 years, but it has built a new resiliency in 2025.

Overall, retirement plan options for 1099 workers have grown significantly, and each has its distinct advantages and limitations. Once your business is profitable enough to set aside funds, ...

Cash balance pension plans became popular in the late 1980s and early 1990s, especially with companies such as IBM, Xerox and AT&T, which at the time had large liabilities in their traditional ...

If you participate in a pension plan through your workplace, you'll have to decide how you want to receive the payout when you retire. Pension plans typically offer two disbursement options: an ...

The DB plan provides for retirement, disability, and survivor benefits to members prior to Oct. 1, 1995. The Defined Contribution Retirement System, or the DC plan, replaced the Defined Benefit plan.

Learn how to set up retirement options for yourself if you are self-employed. Decide which account types will best meet your needs during your golden years.

Which pension option will give you more money? Consumer Reports explains how to decide between lump sum and annuity pension options to get the most money. Ad-free.

401(k) Plan: Probably the retirement plan that most Americans are familiar with. Like SEPs, SIMPLEs, and Solo(k) plans, this plan offers people the opportunity to save for retirement.

The NIRS report noted that both DB and defined contribution (DC) plans have advantages and disadvantages. For DC plans, there is concern that they might not provide enough income in retirement ...

If you plan to stay at UC Davis a while, take note: The University of California has added a Roth contribution option to its 403(b) and 457(b) supplemental retirement plans. This option allows ...

Despite what some believe, 1099 workers have a variety of retirement plan options at their disposal. The gig economy burst into the mainstream during the COVID-19 years, but it has built a new ...